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Rental Affordability Calculator
Check whether rent fits your income safely.
Who · Renters
Rent-to-income
36%
Remaining after rent
€1,600
Recommended max (33%)
€825
Above the recommended 33%, may still be accepted with strong guarantor.
Common questions
What is the 30% rule for rent?
Most landlords expect rent to be ≤30% of your net monthly income. Above 40% is considered stretched; >45% is very difficult.
How much income do I need for rent in Spain?
Landlords typically require ≥3× the monthly rent in gross annual income. E.g., €1,000 rent = €36,000+ annual income.
What if I don't have enough income?
You can provide a guarantor (aval), deposits, or proof of savings. Spanish banks sometimes accept international guarantors.
Can I negotiate rent in Spain?
Slightly, but it's not common. You have more leverage in smaller cities or off-season (summer/winter).
Are utilities included in rental prices?
No. Rent quotes are for the apartment only. Utilities (electricity, water, gas, internet) are separate.